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How I moved to Germany as a student – step-by-step guide

Rajesh Patel

Rajesh Patel

From India to Germany

July 11, 202512 min read
GermanyStudent VisaImmigration GuideEducation

Key topics:

study in GermanyGermany student visa guideblocked account GermanyIndian students in Germanyhow to study in Germany from India
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A real immigrant's detailed guide on moving to Germany for studies — covering visa, blocked account, housing, and cultural adjustment in 2025.

Moving to Germany for Studies: My Step-by-Step Guide


Moving to Germany as an international student was one of the best decisions I ever made. But like most immigrants, I wish I had a detailed, honest guide when I started my journey. This is that guide - everything I learned the hard way, so you don't have to.


Background: My Starting Point


I'm Rajesh from Mumbai, India. In 2019, I was working as a software developer with 3 years of experience. I wanted to pursue a Master's in Computer Science in Germany because:


  • High-quality education at low cost
  • Strong tech industry
  • Post-graduation work opportunities
  • Central location in Europe

  • Here's exactly how I did it, including the mistakes I made and what I'd do differently.


    Phase 1: Research and Planning (6-12 months before)


    Choosing Universities and Programs


    What I did:

    - Researched universities on DAAD website

  • Focused on public universities (much cheaper)
  • Applied to 8 universities across different cities

  • Key decisions:

    - Technical University of Munich (TUM) - My top choice

    - University of Stuttgart - Strong engineering programs

    - RWTH Aachen - Excellent reputation in tech

    - Karlsruhe Institute of Technology - Good research opportunities


    Pro tip: Don't just apply to top universities. Include "safety" schools where you have better admission chances.


    Understanding Costs


    What it actually cost me:

  • Semester fees: €150-350 per semester (not tuition!)
  • Living expenses: €700-900 per month
  • Health insurance: €110 per month
  • Initial setup costs: €3,000-4,000

  • My biggest mistake: Underestimating the initial setup costs. Budget for:

  • Apartment deposit (3 months rent)
  • Initial furniture and household items
  • Registration fees and documentation

  • Phase 2: Application Process (8-10 months before)


    Document Preparation


    This was the most stressful part. Here's what you actually need:


    Academic documents:

  • Bachelor's degree (certified translation to German/English)
  • Transcripts with grade conversion
  • Proof of language proficiency (IELTS/TOEFL for English programs)

  • Financial proof:

  • Blocked account with €11,208 (2019 amount, now higher)
  • OR sponsorship letter from parents with bank statements
  • OR scholarship confirmation

  • Personal documents:

  • Passport (valid for at least 6 months)
  • Motivation letter (super important!)
  • CV in German format
  • Recommendation letters

  • My tip: Start the document process early. Getting certified translations and apostille stamps takes weeks.


    The Blocked Account Drama


    This was my biggest headache. A blocked account (Sperrkonto) is a German bank account where you deposit money that's released monthly to cover living expenses.


    What I learned:

    - Deutsche Bank and Fintiba are popular options

  • Process takes 2-3 weeks
  • You need this BEFORE applying for a visa
  • The amount increases every year

  • Phase 3: Visa Application (4-6 months before)


    Student Visa Process


    Required documents:

  • University admission letter
  • Blocked account confirmation
  • Health insurance (get German insurance, not travel insurance)
  • Academic certificates
  • Passport photos (biometric specifications)

  • Timeline in Mumbai:

  • Visa appointment wait time: 3-4 weeks
  • Processing time: 4-6 weeks
  • Total: 2-3 months

  • My mistake: I initially got travel insurance thinking it would be enough. The consulate rejected my first application. Get proper German health insurance from the start.


    Phase 4: Arrival and Initial Setup (First 2 months)


    Week 1: Essential Registrations


    Day 1-3: Finding temporary accommodation

  • Stayed in a hostel initially
  • Used Facebook groups: "Indians in Munich," "Munich Sublets"
  • Viewings are competitive - be prepared with documents

  • Day 4-7: Official registrations

    1. Anmeldung (Registration): Go to Bürgeramt with rental contract

    2. Bank account: Needed Anmeldung confirmation first

    3. University enrollment: Submit original documents

    4. Health insurance: Activate your German insurance


    Week 2-4: Setting Up Life


    Apartment hunting reality:

  • Viewed 15+ apartments before getting one
  • Needed: Schufa credit report, income proof, German guarantor
  • My solution: Found a room in a shared apartment (WG)

  • Essential purchases:

  • Monthly public transport pass (€60-80)
  • Basic furniture from Ikea
  • German phone plan (avoid expensive tourist SIMs)

  • Phase 5: Academic and Professional Integration


    University Life


    What surprised me:

  • Much more independent than Indian universities
  • Professors expect you to self-study extensively
  • Group projects are common and important for networking

  • My strategy:

  • Joined student organizations early
  • Attended university job fairs
  • Started German language classes immediately

  • Building Professional Network


    Effective approaches:

  • Joined local tech meetups
  • Connected with Indian professionals through LinkedIn
  • Attended career fairs and company presentations

  • Part-time work options:

  • Student assistant positions at university
  • Working student roles at tech companies
  • Maximum 20 hours/week during semester

  • Phase 6: Long-term Settlement


    Language Learning


    Honest truth: You can survive with English in tech, but German opens many more doors.


    My approach:

  • University German courses (usually free/cheap)
  • Language exchange partners
  • Watching German Netflix with subtitles

  • Career Preparation


    Job search strategy:

  • Started applying 6 months before graduation
  • Focused on companies known for hiring internationals
  • Prepared for both technical and cultural interview questions

  • Work visa transition:

  • Applied for job seeker visa before graduation
  • Found a job within 4 months
  • Transitioned to work visa (smooth process with job offer)

  • What I'd Do Differently


    Start Earlier

  • Begin research 18 months before intended start date
  • Apply to more universities (I should have applied to 12-15)

  • Financial Planning

  • Save more for initial setup costs
  • Research part-time work opportunities better
  • Understand health insurance options thoroughly

  • Integration Strategy

  • Start learning German before arriving
  • Connect with local Indian/international communities online
  • Plan for cultural adjustment period

  • The Reality Check


    Challenges Nobody Talks About


    Bureaucracy is real: Everything requires forms, appointments, and waiting periods.


    Cultural adjustment: German directness can feel rude initially. Punctuality is extremely important.


    Weather impact: Winters are long and dark. Budget for mental health.


    Social circle building: Making local German friends takes time and effort.


    The Rewards


    Quality of life: Work-life balance, public transport, healthcare system


    Career opportunities: Access to European job market, competitive salaries


    Personal growth: Independence, new perspectives, global network


    Financial benefits: Low education costs, strong economy, savings potential


    Quick Timeline Recap


    **Phase****Timeline****Key Actions**

    |-----------|--------------|-----------------|

    **Planning**12-18 months beforeResearch universities, prepare documents
    **Applications**8-10 months beforeApply to universities, prepare blocked account
    **Visa Process**4-6 months beforeSubmit visa application, get health insurance
    **Arrival Setup**First 2 monthsRegister with authorities, find housing
    **Integration**Months 3-12Focus on studies, part-time work, networking
    **Career Prep**Final semesterJob applications, work visa transition

    Practical Tips for Success


    Before You Apply

    1. Connect with current students from your target universities

    2. Join Facebook groups for your nationality in German cities

    3. Research specific requirements for your field of study


    During Application Process

    1. Apply to multiple universities and programs

    2. Have backup plans for accommodation

    3. Start learning German immediately


    After Arrival

    1. Register everything within the first week

    2. Join student organizations and sports clubs

    3. Be patient with bureaucracy and cultural differences


    Final Thoughts


    Moving to Germany as a student was challenging but absolutely worth it. The key is thorough preparation, realistic expectations, and patience with the process.


    The bureaucracy is overwhelming at first, but it becomes manageable once you understand the system. The cultural adjustment takes time, but the personal and professional growth opportunities are incredible.


    Most importantly, connect with others who've made this journey. The Indian student community in Germany is supportive and helpful - don't hesitate to reach out for guidance.


    Total timeline from decision to arrival: 14 months

    Total cost for first year: €15,000-18,000

    Current status: Working as a software engineer in Munich, permanent residence approved


    *Questions about studying in Germany? Connect with me through ImmiFellow to get honest, detailed answers about the process.*

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